General Knowledge :: Banking Awareness
- Which of these should be practiced when using a credit card?
- In India, the Chit funds are governed / regulated by ___.
- Which of the statement on Islamic banking is incorrect? (A) Islamic banking is only for Muslims. (B) Islamic banking activity do not allow paying and receiving of interest. (C) Islamic banking promotes the principle of profit sharing between banking institution and depositor.
- A joint account mandates both account holders to sign,it means that - (A) Any deposit made must be signed by both parties. (B) Any withdrawal made must be signed by both parties. (C) Any deposit and withdrawal made must be signed by both parties.
- What is the role of the Credit Bureau? (A) Blacklist borrowers with bad credit record. (B) Collects credit information on borrowers and supplies the information back to lenders. (C) Gives credit assessment of borrowers. (D) Dictates credit decisions of financial institutions.
- Which of the following will not help you in reducing your budget deficit? (A)Trimming of unnecessary expenses. (B) Creating a spending plan and monitoring expenses. (C)Borrow from friends to meet daily expenses. (D)Taking a money management course.
- Which one of the following was the purpose of the appointment of Rangachary committee? (A)Taxation of software Development Centres & IT Sector. (B)Taxation of Biotechnology and Pharmacy sector. (C)Taxation of MSME sector.
- Once a Budget has been presented in the Parliament, the government has to get all money bills related to the union budget passed within ________.
- The difference between the outflow and inflow of foreign currency is known as ___ (A) Foreign Exchange Reserves (B) Current Account Deficit (C) Fiscal Deficit (D) Balance of Payments
- Which among the following schemes of the Government was launched with an objective of a slum free India? (A) Indira Awas Yojana (B) Rajiv Awas Yojana (C) Ambedkar Awas Yojana (D) Grahalaxmi Scheme
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