Banking Awareness - General Knowledge Questions and Answers

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What is MZM in money market?

A.

Money with highest return

B.

Money with zero maturity

C.

Money with sovereign guarantee

D.

Monetary base or total currency

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The Tier-1 capital of banks does not include _______.

A.

Paid-up capital

B.

Revaluation reserves

C.

Statutory reserves

D.

Investment fluctuation reserves

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Where is National Institute of Bank Management (NIBM) located?

A.

Nasik

B.

Mumbai

C.

Pune

D.

New Delhi

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International Day of Rural Women is observed on ?

A.

September 15

B.

July 15

C.

December 15

D.

October 15

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Which of the following is a fully-owned subsidiary of RBI?

A.

NHB

B.

DICGC

C.

BRBNMPL

D.

All of the above

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Loan taken by the person, not telling the purpose of taking loan is called ?

A.

Impersonal Loan

B.

NPA

C.

Personal Loan

D.

Concealed Loan

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Public Sector Banks include ?

A.

20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI

B.

20 Nationalized Banks + 6 Private Banks

C.

14 Nationalized Banks + 6 SBI Associates + 7 Private Banks

D.

20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI

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The formal way of lending includes lending from ?

A.

Private Sector Banks

B.

Co-operative Banks

C.

Public Sector Banks

D.

RRB

E.

All of the above

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Which commission distributes the taxes between centre and states ?

A.

NITI Ayog

B.

Board of Direct Taxes

C.

Finance Commission

D.

National Development Counsel