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General Knowledge :: Banking Awareness

Banking Awareness - section-1
  1. The facility not available in the BSBDA is ?

    2. A.

     Deposit amount
    B.

     Withdrawing of cash
    C.

     ATM Card
    D.

     Withdrawal form facility
    E.

     All above facilities are available.

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  2. Which of the following is a foreign bank having branches in India?

    3. A.

     HDFC Bank
    B.

     ICICI Bank
    C.

     Yes Bank
    D.

     Standard Chartered Bank
    E.

     Syndicate Bank

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  3. Which of the following statement is true about Bank?

    4. A.

     Banks can accept only time deposit from public
    B.

     Banks can accept only demand deposit from public
    C.

     Banks can accept both demand and time deposit from Public
    D.

     Banks can accept demand and time deposit from Government only
    E.

     Banks cannot accept demand and time deposit from Public

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  4. Interest Rate payable on Saving Bank account is

    5. A.

     Regulated by RBI
    B.

     Regulated by State Government
    C.

     Regulated by Central Government
    D.

     Not regulated by RBI

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  5. Accounts are allowed to operated by Cheques in respect of

    6. A.

     Both Savings Accounts and Fixed Deposit accounts
    B.

     Savings account and Current Accounts
    C.

     Both Savings and Loan Accounts
    D.

     Both savings bank accounts and cash accounts only

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  6. The usual deposit accounts of banks are

    7. A.

     Current Accounts, Insurance Premium Account and Electricity accounts
    B.

     Current Accounts, Post office Savings account and Term deposit accounts
    C.

     Loan Accounts, Term Deposit accounts and Savings Account
    D.

     Term Deposit accounts, Current Accounts and Savings Account

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  7. When a bank returns a cheque unpaid, it is called?

    8. A.

     Payment of cheque
    B.

     Dishonor of cheque
    C.

     Cancelling of cheque
    D.

     Drawing of cheque

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  8. Which of the following terms is used in the field of banking and finance?

    9. A.

     Investment
    B.

     Genetics
    C.

     Resistance
    D.

     Metabolic Reaction

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  9. Which of the following banks is the second largest Public sector banks among the 236 PSBs in India in terms of Profit?

    10. A.

     Bank of India
    B.

     Punjab National Bank
    C.

     Bank of Baroda
    D.

     Central Bank of India

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  10. Consider the following statements with respect to IFSC code used in Banking System: A) IFSC Stands for Indian Financial System Code. B) It is an 11-digit alphanumeric Unique Code. C) IFSC is used be the NEFT system to route the message to the destination banks/branches.

    11. A.

     Only A
    B.

     Only B
    C.

     Only C
    D.

     Only B and C
    E.

     All A, B and C

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