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General Knowledge :: Banking Awareness

  1. CEPI stands for?

  2. A.

     Council of Environmental Pollution of India

    B.

     Centre for Environmental Pollution in India

    C.

     Comprehensive Environmental Pollution Index

    D.

     Centre for Environmental Pollution and Industries


  3. Interest payable on savings bank accounts is:

  4. A.

     not regulated by RBI

    B.

     regulated by Sate Governments

    C.

     regulated by Central Government

    D.

     regulated by RBI


  5. Fixed deposits and recurring deposits are:

  6. A.

     repayable after an agreed period

    B.

     repayable on demand

    C.

     not repayable

    D.

     repayable after death of depositors


  7. When a bank returns a cheque unpaid, it is called:

  8. A.

     payment of the cheque

    B.

     drawing of the cheque

    C.

     cancelling of the cheque

    D.

     dishonor of the cheque


  9. Which of the following states became the first state in the country to launch RBI�s e-payment system for commercial tax payers?

  10. A.

     Andhra Pradesh

    B.

     Karnataka

    C.

     Kerala

    D.

     Maharashtra


  11. NEFT means–

  12. A.

     National Electronic Funds Transfer system

    B.

     Negotiated Efficient Fund Transfer system

    C.

     National Efficient Fund Transfer solution

    D.

     Non Effective Fund Transfer system


  13. Largest shareholder (in percentage shareholding) of a nationalized bank is:

  14. A.

     RBI

    B.

     NABARD

    C.

     LICI

    D.

     Govt. of India


  15. Banks in our country normally publicise that additional interest rate is allowed on retail domestic term deposits of

  16. A.

     Minors

    B.

     Married women

    C.

     Senior citizens

    D.

     Govt. employees


  17. A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as

  18. A.

     investment banking

    B.

     specialized banking

    C.

     mobile banking

    D.

     national banking


  19. With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country–

  20. A.

     Registration

    B.

     Nomination

    C.

     Indemnity

    D.

     Guarantee