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General Knowledge :: Banking Awareness

  1. Invoice is a:

  2. A.

     Accounting document

    B.

     Legal document

    C.

     Commercial document

    D.

     None of the above


  3. When does a person become insolvent?

  4. A.

     When he left with no property of his own

    B.

     When he declares an insolvent by the Court

    C.

     When he terminates from a job he was holding

    D.

     When he declares himself to be an insolvent


  5. When two parties make an arrangement to exchange future cash flows, it is called:

  6. A.

     Options

    B.

     Arbitrage

    C.

     Swap

    D.

     Futures


  7. Which of the following banks enjoys the reputation of being at the top in market capitalization among all the private banks?

  8. A.

     ICICI Bank

    B.

     HDFC Bank

    C.

     Axis Bank

    D.

     IDBI Bank


  9. "Claused Bill of Landing" is one which indicates:

  10. A.

     Remaining constant in project cost

    B.

     Decrease in Project Cost

    C.

     Escalation in Project Cost

    D.

     None of the above


  11. Insurance cover for bank deposits in our country is provided by:

  12. A.

     SBI

    B.

     GIC

    C.

     LICI

    D.

     DICGC


  13. Loan of very small amounts given to low income groups is called:

  14. A.

     Cash credit

    B.

     Micro credit

    C.

     Simple overdraft

    D.

     No frills loans


  15. When a banker talks about CDR, what is he talking about?

  16. A.

     Corporate Debt Restructuring

    B.

     Corporate Debt Rollover

    C.

     Company Debt Rollover

    D.

     Corporate Deposit Restructuring


  17. Expand the term ALM as used in Banking/Finance sector?

  18. A.

     Asset Liability Management

    B.

     Asset Liability Maturity

    C.

     Asset Liability Mismatch

    D.

     Asset Liability Manpower


  19. Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) are terms most closely related to which of the following industries/ markets?

  20. A.

     Capital Market

    B.

     Banking industry

    C.

     Commodities market

    D.

     Money Market