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IBPS BANK EXAM :: IBPS BANK EXAM TEST 4

  1. Banks are considered as "financial intermediaries". Which of the following activity correctly and comprehensively explains this role of banks?
  2. A.

    Accepting deposits of money for the purpose of lending and investment

    B.

    Granting loans to the weaker sections of the society

    C.

    Accepting money for remittance and issuing bank drafts

    D.

    Providing safe deposit services

    E.

    Opening accounts and accepting deposits therein


  3. The rate below which banks can not generally lend is called as __________
  4. A.

    Base rate

    B.

    Floor rate

    C.

    Repo rate

    D.

    Call money rate

    E.

    Celling rate


  5. As per the data released by the Union Health Ministry (of India) the infant morality rate is lowest in ________
  6. A.

    Tamil Nadu

    B.

    Maharashtra

    C.

    Goa

    D.

    Utttar Pradesh

    E.

    Madhya Pradesh


  7. Dada Saheb Phalke Awards are given by the Ministry of __________
  8. A.

    social Welfare

    B.

    Corporate Affairs

    C.

    Home Affairs

    D.

    Human Resource Development

    E.

    Information and Broadcasting


  9. Which of the following is not a type of  Cheque ?
  10. A.

    Crossed cheque

    B.

    Blank cheque

    C.

    Speed Cheque

    D.

    Bearer cheque

    E.

    Order Cheque


  11. Mr. John Key is the present
  12. A.

    Prime Minister of Canada

    B.

    Prime Minister of Australia

    C.

    Prime Minister of New Zealand

    D.

    President of Australia

    E.

    President of Canada


  13. Which of the following is the name of an autonomous organisation for rural technology?
  14. A.

    CAPART

    B.

    MGNREGA

    C.

    PURA

    D.

    IRDP

    E.

    NGAPS


  15. With a view to facilitate payment of balance in deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced in bank accounts in our country.
  16. A.

    Will

    B.

    Registration

    C.

    Nomination

    D.

    Indemnity

    E.

    Guarantee


  17. In relation to banking, what do you understand by "Ever-Greening of Loan Account"?
  18. A.

    Full repayment of a loan account before maturity pre-payment

    B.

    Full repayment of a loan account exactly at maturity

    C.

    Fresh Loan sanctioned during the tenure of account for enhancement of limits

    D.

    Adjusting the NPA/Sticky account with fresh sanction of loans

    E.

    Loans provided for new projects to new customers


  19. Which of the following countries is NOT a member of ASEAN ?
  20. A.

    Thailand

    B.

    Myanmar

    C.

    Singapore

    D.

    Vietnam

    E.

    Brazil