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General Knowledge :: Banking Awareness

Banking Awareness - section-1
  1. First bank in India to launch its interactive banking service through Dish TV:

    2. A.

     HSBC
    B.

     ICICI Bank
    C.

     HDFC Bank
    D.

     Axis Bank

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  2. First Indian Governor of the RBI:

    3. A.

     C.D. Deshmukh
    B.

     Sachindra Ray
    C.

     S. Mukherjee
    D.

     D.I.G. Patel

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  3. CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) has been set up on the recommendations of:

    4. A.

     Narashimham Committee
    B.

     Ghosh Committee
    C.

     Chore Committee
    D.

     Kapoor Committee

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  4. The primary relationship between the banker and the customer is that of:

    5. A.

     Trustee and beneficiary
    B.

     Debtor and Creditor
    C.

     Principal and agent
    D.

     Lesser and lessee

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  5. A debt becomes time-barred after:

    6. A.

     One year
    B.

     Two and a half year
    C.

     Three years
    D.

     Five years

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  6. In the matter of handling bills of exchange for collection, the relationship between customer and the bank is:

    7. A.

     Trustee and the beneficiary
    B.

     Principal and agent
    C.

     Bailor and Bailee
    D.

     All of the above

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  7. Hypothecation is:

    8. A.

     A transaction of conditional sale
    B.

     A legal transaction whereby goods may be made available as security for a debt
    C.

     Transfer of ownership by the borrower to the lender
    D.

     None of the above

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  8. Payment of a cheque may be countermanded by the ___

    9. A.

     Payee
    B.

     True owner
    C.

     Drawee
    D.

     Drawer

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  9. J.S. Verma Committee Report relates to:

    10. A.

     Strengthening of weak banks
    B.

     Corporate Governance
    C.

     Bank Mechanization
    D.

     None of the above

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  10. A Usance Bill when presented for acceptance has to be accepted/ dishonoured within:

    11. A.

     24 hours
    B.

     36 hours
    C.

     48 hours
    D.

     60 hours

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